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Still on a Home Care Package? What Transition to Support at Home Means for You

The home care package transition to Support at Home took effect on 1 November 2025, replacing the former Home Care Packages Program. If you were already receiving a Home Care Package, you moved across automatically with an equivalent transitioned funding level rather than starting again under the new eight-level classification system.

Your care may still feel familiar, but the way funding, services and contributions are managed has changed. Budgets now work quarterly, services must fit within the Support at Home framework, and some people have different contribution arrangements.

If you were receiving a Home Care Package before the change, it is worth knowing which parts of your old arrangement were protected and which rules now apply.

 

What Happened to Home Care Packages?

The Home Care Packages Program ended on 31 October 2025. Support at Home replaced it from 1 November 2025.

People who were already receiving a Home Care Package did not lose their approved level of support. Instead, they moved to a transitioned HCP level with funding equivalent to their former package.

Support at Home also introduced a different structure for aged care at home, including:

  • quarterly budgets
  • eight classifications for newly assessed ongoing care
  • defined service categories
  • new contribution arrangements
  • separate funding pathways for assistive technology, home modifications, restorative care and end-of-life care.

 

If you are reviewing the type of care available under the new system, Elka’s Home Care Services for the Aged provide an overview of in-home support options.

 

Did I Need to Do Anything to Transition?

No. Existing Home Care Package recipients were automatically approved for Support at Home when the program began.

You did not have to submit a new application simply because the program changed.

A reassessment may still be needed if your circumstances or care needs have changed. This could apply if:

  • your health or mobility has changed
  • your current services no longer meet your needs
  • you need a type of support that is not already approved
  • your current funding is no longer enough for your assessed care.

 

If a reassessment finds that you need a higher level of ongoing funding, you may move from your transitioned HCP level into one of the new Support at Home classifications.

 

What Is a “Transitioned HCP Level”?

A transitioned HCP level is the funding arrangement used for former Home Care Package recipients who moved into Support at Home.

The old four package levels became:

  • Transitioned HCP Level 1
  • Transitioned HCP Level 2
  • Transitioned HCP Level 3
  • Transitioned HCP Level 4.

These are separate from the new Support at Home Classifications 1 to 8.

For example, a person who had a Level 4 Home Care Package did not automatically become Support at Home Classification 4. They moved to Transitioned HCP Level 4, preserving the equivalent funding amount.

That distinction matters when you compare your budget with the newer classification system.

 

How Do the Old Levels 1 to 4 Map to the New Classifications?

The old Home Care Package levels do not map directly to Support at Home Classifications 1 to 4.

Instead, each old package level has its own transitioned equivalent.

As of 1 July 2026:

Former HCP Level

Current Transitioned Level

Quarterly Budget

Annual Amount

Level 1

Transitioned HCP Level 1

$2,818.04

$11,272.15

Level 2

Transitioned HCP Level 2

$4,955.44

$19,821.76

Level 3

Transitioned HCP Level 3

$10,787.18

$43,148.74

Level 4

Transitioned HCP Level 4

$16,353.98

$65,415.91

These amounts are current as of 1 July 2026 and are indexed each year.

If your needs remain the same, you can stay on your transitioned level. If your care needs increase and you are reassessed, a new Support at Home classification may apply instead.

 

Are You Grandfathered, Transitional or New?

“Grandfathered” is a term people often use when talking about aged care changes, but it is not the main terminology used by the Australian Government.

There are two separate ideas to understand:

  • Transitioned HCP participants are people who moved from a Home Care Package into an equivalent Support at Home funding level.
  • The no worse off principle protects eligible people from paying higher contributions because of the reforms.

 

People entering aged care under the newer Support at Home system generally receive one of the eight ongoing classifications after assessment.

Your transitioned funding level and your fee protections are separate parts of the system. Being on a transitioned HCP level does not automatically tell you which contribution rules apply.

If you are still trying to understand where you sit within the aged care system, Elka’s guide to Home Care Services and Aged Care Support can help explain the broader eligibility process.

 

What the “No Worse Off” Principle Actually Protects

The no worse off principle protects eligible older people from paying higher aged care contributions solely because of the move to Support at Home.

It applies to people who were receiving or approved for a Home Care Package on or before 12 September 2024. Government transition material also included people who were on the National Priority System or assessed as eligible for a package at that time.

For eligible people:

  • if you were not required to pay an income-tested care fee under your Home Care Package, you will not be asked to make Support at Home contributions
  • if you were required to pay an income-tested care fee, your Support at Home contributions should be the same or lower.

 

The protection applies to your contribution arrangements. It does not mean every part of the old Home Care Packages Program stays the same.

Service categories, budgets, pricing and administration now follow Support at Home rules.

 

What Happened to Your Unspent Home Care Package Funds?

Eligible unspent Home Care Package funds carried into Support at Home rather than disappearing when the old program ended.

These funds are held separately from your normal ongoing quarterly budget and can be used for:

  • approved Support at Home services once your quarterly budget has been fully used
  • eligible assistive technology
  • eligible home modifications.

 

There is no standard quarterly carry-over limit on transitioned HCP funds.

That makes them different from unused ongoing Support at Home funding, which has its own rollover rules.

Your provider should be able to show you whether you still have an unspent HCP balance and explain how it can be used under your current care arrangements.

 

What Genuinely Changed for You

Your equivalent funding level was preserved, but several parts of the system now work differently.

 

Your budget is managed quarterly

Your annual transitioned funding is split into four quarterly budgets. The full amount for each quarter becomes available at the start of that funding period.

 

Services now follow the Support at Home framework

Approved services sit within the Support at Home service list and your individual support plan.

 

Care management has its own allocation

For ongoing Support at Home services, 10% of the quarterly budget is deducted to fund care management activities.

 

Contribution rules may look different

Some participants pay contributions based on the type of service they receive and their financial circumstances. People protected by the no worse off principle have different arrangements.

 

Some supports have separate funding

Assistive technology and home modifications have their own needs-based funding scheme rather than relying only on your ongoing quarterly budget.

Your funding may be similar to what you had before, but your budget, service categories and statements can look quite different.

 

4 Things Worth Checking on Your Account Right Now

A few quick checks can help you understand whether your transition looks right.

 

1. Confirm your transitioned level

Check that the funding level shown on your account matches the Home Care Package level you held before Support at Home began.

If you were on Level 4 and have not since been reassessed, you would generally expect to see Transitioned HCP Level 4 rather than Support at Home Classification 4.

 

2. Check your unspent HCP balance

Ask your provider whether any old Home Care Package funds remain and where that balance appears on your statement.

These funds are separate from your current quarterly allocation.

 

3. Review what you are being charged

Look at the services on your statement and compare them with your current service agreement.

Check the service price, how often the service was delivered and whether the amount matches what you expected.

 

4. Confirm your contribution arrangements

If you believe the no worse off principle applies to you, ask your provider or Services Australia to confirm that your contribution settings reflect the correct protection.

A change in the program does not automatically mean your personal contribution should increase.

 

Can You Still Change Providers?

Yes. You can change Support at Home providers for any reason.

Common reasons include:

  • moving to another area
  • needing services your current provider does not offer
  • wanting a different service arrangement
  • deciding another provider is a better fit.

 

Your funding moves with you, including unspent ongoing funds. For transitioned HCP participants, the government-held portion of unspent Home Care Package funds is also available to the new provider.

If the outgoing provider holds a participant portion of unspent HCP funds, it must transfer that amount to the new provider within the required timeframe. Providers also cannot charge an exit amount simply because you leave their care.

If you are comparing providers, visit Elka Home Care to learn more about its approach to personalised in-home support.

 

What is Still Coming: 1 October 2026 and Beyond

Another Support at Home change takes effect on 1 October 2026.

From that date, personal care will move from the Independence contribution category to Clinical Supports for participant contribution purposes. This means people will no longer pay an out-of-pocket contribution for approved personal care services.

You must still:

  • be assessed and approved for personal care
  • have the service included in your support plan
  • have enough Support at Home funding available.

 

Personal care will continue to use your available Support at Home budget. The definition of personal care, eligibility rules and the way the service is delivered are not changing.

Services delivered before 1 October 2026 will still attract the contribution that applied at the time, even if the provider claims them later.

 

How Elka Home Care Supports Transitioned Participants

Moving into Support at Home can mean learning a new set of terms while still trying to organise the care you need each week.

Elka Home Care offers in-home services including:

  • personal care
  • domestic assistance
  • social support
  • respite care
  • health services
  • in-home nursing.

 

The support you receive will depend on your approved needs, your budget and what is included in your care plan.

If you already have a transitioned HCP level, reviewing your current services can help you see whether your funding is still being used in a way that suits your needs.

Have questions about your care arrangements or changing providers? Contact us to speak with the Elka Home Care team.

 

FAQs

What happened to my Home Care Package?

The Home Care Packages Program ended on 31 October 2025, and Support at Home began on 1 November 2025. Existing Home Care Package recipients moved automatically to an equivalent transitioned HCP funding level rather than losing their approved support or starting again.

 

Do I need to reapply for Support at Home?

No. Existing Home Care Package recipients were automatically approved for Support at Home when the program started. You may need a reassessment later if your needs change or your current level of funding no longer meets them.

 

What is a transitioned HCP level?

A transitioned HCP level is the Support at Home funding arrangement for someone who previously received a Home Care Package. Levels 1 to 4 became Transitioned HCP Levels 1 to 4, preserving equivalent funding rather than converting directly to the new Support at Home Classifications 1 to 8.

 

How much is a Level 4 Home Care Package now?

From 1 July 2026, Transitioned HCP Level 4 provides a quarterly budget of $16,353.98, equivalent to $65,415.91 a year. These amounts are indexed annually, so the latest government schedule should be checked when comparing funding.

 

How many hours do I get under my transitioned level?

There is no fixed number of care hours for everyone on the same transitioned HCP level. The amount of care you receive depends on your budget, approved services, service prices and how your funding is allocated across your care plan.

 

Am I grandfathered under the no worse off principle?

You may be protected if you were receiving or approved for a Home Care Package on or before 12 September 2024, with government transition arrangements also covering people on the National Priority System or assessed as eligible at that time. The protection means eligible participants should not pay higher contributions simply because Support at Home replaced Home Care Packages.

 

Will my fees go up?

Not necessarily. Service prices and funding arrangements can differ under Support at Home, but people covered by the no worse off principle should pay the same or lower contributions than they would have under their previous Home Care Package arrangements.

 

What happened to my unspent Home Care Package funds?

Eligible unspent Home Care Package funds were retained when participants moved to Support at Home. They are kept separately from the normal quarterly budget and can be used for eligible extra services once the quarterly allocation is used, as well as approved assistive technology and home modifications.

 

Can I still self-manage my funding?

Support at Home allows participants to take an active role in organising aspects of their care, but care management remains part of the program and 10% of the ongoing quarterly budget funds care management activities. The exact self-management arrangement should be agreed with your provider.

 

What can my funding be used for now?

Your funding can be used for services that match your assessed needs, approved support plan and the Support at Home service rules. Transitioned HCP participants may also have retained unspent HCP funds available for eligible additional services, assistive technology or home modifications.

 

Can I still change providers?

Yes. Support at Home participants can change providers for any reason, and their ongoing funding moves with them. Eligible unspent Home Care Package funds also remain available when a transitioned participant moves to a new provider.